Legal
Terms of use
The terms on which ichslta.com is made available. Last updated 27 October 2026.
1. Who we are
This website is operated by OST Consulting OÜ, registry code 12359479, VAT number EE102834705, Paepargi tn 39-11, 11417 Tallinn, Estonia (“we”). Full details are on the imprint. By using the site you accept these terms.
2. Sponsored, general information
Everything on this site is sponsored information published by us and labelled as advertisement. It is general information about money matters in the United Kingdom. It is not personal tax, legal, financial or benefits advice and does not take account of your circumstances. Before acting, check the official source linked in each article or speak to a qualified adviser.
3. No connection with government
Ichslta is a private website. It is not operated by, endorsed by or affiliated with HM Revenue & Customs, the Department for Work and Pensions, GOV.UK, any local council, NS&I, the FSCS, Ofcom, Ofgem or any other public body. We take no applications or claims, charge no fees and do not sell or recommend any financial product or provider. Never give your National Insurance number, bank details or Government Gateway or GOV.UK One Login details to any website in response to an article.
4. Figures and examples
Rates, thresholds and dates are taken from official sources and are correct, to the best of our knowledge, for the tax year and date stated in each article. They can change, including at a Budget. Worked examples use invented figures and are labelled as illustrations; they are not forecasts or promises of any amount.
5. Use of the content
You may read, print and share links to our articles for personal, non-commercial use. Copying substantial parts of the text, images or design for other purposes requires our written permission. Images on this site are illustrative and AI-generated; they do not show real people involved in the situations described.
6. The newsletter
Signing up for the Friday Sheet is free and optional. You can unsubscribe at any time. How we handle your email address is set out in the privacy notice.
7. Links
We link to external websites, mainly official ones, so that you can check our sources. We do not control those sites and are not responsible for their content or availability.
8. Liability
We take care to keep the content accurate and up to date, but we cannot guarantee that it is complete, current or suitable for your purposes. To the extent the law allows, we are not liable for losses arising from reliance on general information on this site. Nothing in these terms limits liability that cannot be limited by law, including for death or personal injury caused by negligence, or for fraud.
9. Governing law
These terms are governed by the law of Estonia. If you are a consumer living in the United Kingdom or elsewhere, this does not take away the protection of the mandatory consumer law of the country where you live, and you may bring proceedings in the courts there.
10. Changes
We may update these terms. The version that applies is the one on this page when you use the site.